You don't have to finance it entirely yourself.
Canada Small Business Financing Program (CSBFP)
Available from day one, generally more favorable terms than a standard commercial loan.
BDC (Business Development Bank of Canada)
A product built specifically for franchise acquisition, with flexible terms.
Investissement Québec
Can guarantee a bank loan to make financing easier to access.
Futurpreneur Canada
For entrepreneurs aged 18 to 39, mentorship included.
The typical setup combines a personal down payment (25-35% of the project) with financing through these programs.
This is not financial advice. Rates, caps, and conditions change regularly — confirm directly with a lender or advisor based on your own situation.